We understand that estate planning is not just about finances—it’s about securing your legacy and ensuring that your wishes are honored. We achieve that through a robust roster of services, client after client.
Advanced Trust & Estate Planning
We’ll work with your lawyer, financial planner, accountant and business planner to develop a cohesive and understandable estate plan using the following vehicles:
- Asset Titling & Ownership
- Annual Gift tax Exclusion Gifting
- Charitable Lead Annuity Trust (CLAT)
- Charitable Lead Unitrust (CLUT)
- Charitable Remainder Annuity Trust (CRAT)
- Charitable Remainder Unitrust (CRUT)
- Domicile Planning
- Durable Power of Attorney
- Dynasty Trust
- Family Foundation
- Family Limited Liability Company (FLLC)
- Family Limited Partnership (FLP)
- Generation Skipping Trust
- Grantor Retained Annuity Trust (GRAT)
- Grantor Retained Interest Trust (GRIT)
- Grantor Retained Unitrust (GRUT)
- IRA Maximization
- Irrevocable Life Insurance Trust (ILIT)
- Intentionally Defective Grantor Trust (IDGT)
- Lifetime Gift Tax Exemption
- Pour-over Will
- Private Annuities
- Qualified Personal Residence Trust (QPRT)
- Revocable Living Trust
- Spousal Lifetime Access Trust (SLAT)
- Self-Canceling Installment Notes
- Taxable Gifts
- Valuation Discounts
Life Insurance Policy Review
Our team of experienced professionals can review your existing life insurance policies to ensure that you have the right coverage through every stage of life. We can also evaluate your policies to see if you could be paying less for the same coverage.
Life Insurance Strategies
We utilize life insurance in estate planning in a variety of ways, including:
- Estate tax planning
- Providing for dependents/estate equalization
- Business succession planning
- Creating a charitable legacy
- Asset protection
Annuity Review
An annuity contract purchased years ago from another financial professional may no longer be suitable for your investment objectives. An annuity review lets you assess various factors, including:
- Changes to current and future goals
- Attractive benefits and features of newer products
- Income options and guarantees
- Cost efficiency and performance
Annuity Strategies
Incorporating an annuity into your estate plan might make sense for:
- Guaranteed income for life
- Asset diversification during turbulent market
- Tax efficiency
- Long-term care planning
Long-Term Care
In 30 years, when you may be looking for an assisted living facility for yourself, it can be as high as $163,775. Even for the most affluent, this is not a check you want to write if you can avoid it. We offer long-term care planning techniques for the wealthy and self-insured.
Business Planning
From infancy to succession planning, we provide strategies to preserve and protect your business.
Life Settlements
If you have an old life insurance policy that you neither want nor need, it may make sense to sell your policy.